High Interest Savings Accounts (HISA)

Diversify your portfolio and grow your savings with Equitable HISA1.

Equitable Bank (EQB) and its wholly owned subsidiary, Equitable Trust (ETR), are both CDIC member institutions, so now you can benefit from our competitive rates through two issuers, with further assurance your savings are earning interest – safe and sound.

Learn more about Equitable HISA

Never leave cash earning zero

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Earnings growth

A portfolio diversifier with competitive rates and no fees

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Added security

Eligible for deposit insurance coverage by CDIC (up to $100,000 per insured category)1

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Easy liquidity

At hand when and where needed – no locked-in periods or maturity dates

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Total flexibility

For non-registered and registered plans, with an unlimited number of withdrawals and deposits

key icon

Broad access

Available through investment dealers on the Fundserv Inc. network, in either personal or corporate series

Our Equitable High Interest Savings Account would be ideal as:

  • An effective cash management solution for balanced portfolios
  • An alternative to low-yield products in the current environment
  • A risk mitigation tool that ensures stability and earnings growth

Are you ready?

Speak to your Financial Advisor for more information or contact us to learn more.

The right strategy if you want to save more, earn more – and gain more security.

Product features

HISA Product features
Product name
  • Equitable High Interest Savings Account Series [A]
  • Equitable High Interest Savings Account Series [F]
Investment type High interest savings account
Issuer Equitable Bank or Equitable Trust
CDIC eligibility Yes1
Account eligibility For Canadian residents only
Minimum $5003
Maximum $500,0003
Registration Nominee accounts only
Currency Canadian dollars
Transactions Available through Fundserv Inc., with unlimited number of deposits or withdrawals
Settlement T+1 (daily transaction closing time is 4:00pm ET)
Fees None3
Interest rates Calculated daily on the closing balance, and paid monthly as reinvested distributions

Personal series

Legal entity EQB ETR Interest rate2
Series A EQB1000 ETR1000 0.55%
Series F EQB1001 ETR1001  0.70%

Corporate series

Legal entity EQB ETR Interest rate2
Series A EQB1002 ETR1002 0.45%
Series F EQB1003 ETR1003 0.55%

Personal series

Legal entity EQB ETR Interest rate2
Series A EQB1000 ETR1000 3.40%
Series F EQB1001 ETR1001  3.55%

Corporate series

Legal entity EQB ETR Interest rate2
Series A EQB1002 ETR1002 3.30%
Series F EQB1003 ETR1003 3.40%

Find out more about opening an Equitable High Interest Savings Account by accessing the resources below, or speak to your Financial Advisor for help on how to find a solution to achieve your goals:

Review the Equitable HISA Product Sheet and CDIC Insurance Information

DatePersonal
Series A
Personal
Series F
Commercial
Series A
Commercial
Series F
October 24, 20243.40%3.55%3.30%3.40%
September 6, 2024 3.90%4.05%3.80%3.90%
July 29, 20244.15%4.30%4.05%4.15%
June 10, 20244.40%4.55%4.30%4.40%
August 3, 2023 4.65% 4.80% 4.55%
4.65%
June 27, 20234.45%4.60%4.35%4.45%
February 10, 20234.20%4.35% 4.10% 4.20% 
January 12, 20233.95%4.10% 3.85% 3.95% 
December 14, 20223.85%4.00% 3.85% 3.95% 
October 31, 2022 3.30%3.45% 3.30% 3.40% 
Sept 22, 20222.95%3.10% 2.95% 3.05% 
July 27, 2022 2.30%2.45% 2.30% 2.40% 
July 19, 20221.90%2.05% 1.90% 2.00% 
June 16, 2022
1.30%1.45%1.25%1.35%
June 9, 2022
1.00%1.15%1.00%1.10%
April 22, 20220.90%1.05%
0.90%1.00%
 April 14, 20220.70%0.85%0.70%0.80%
March 10, 20220.55%0.70%0.45%0.55%
April 7, 20210.40%0.55%0.35%0.45%
February 5, 20210.35%0.50%0.30%0.40%
January 4, 20210.30%0.45%0.25%0.35%
October 1, 20200.25%0.50%0.25%
0.35%
September 15, 20200.30%
0.55%
0.30%
0.40%
August 18, 20200.35%
0.60%
0.35%
0.45%
May 22, 20200.40%
0.65%
0.40%
0.50%
April 22, 20200.50%0.75%0.50%0.60%
March 9, 20201.15%1.40%1.00%1.10%
January 2, 20191.60%1.85%1.45%1.55%
November 5, 20181.60%1.85%--
July 18, 20181.35%1.60%--
March 20, 20181.10%1.35%--
January 23, 20181.15%1.40%--
January 8, 20181.00%1.25%--
October 23, 2017 1.10% 1.35%--
April 27, 20171.50%1.75%--
April 26, 20171.00%1.25%--
October 3, 20160.90%1.15%--
February 1, 20161.05%1.30%--
July 23, 20151.30%1.55%--
March 4, 20151.45%1.70%--
September 24, 20131.50%1.75%--
Canadian Historical Rates

Effective January 6th, 2020, the EQB100 series funds have been closed and replaced with the EQB1000 series funds. HISA Rates are subject to change.

As Canada’s Challenger Bank™, we offer a diverse suite of residential lending, commercial lending, and savings solutions, including high-interest savings products and GICs.

Contact us

If you are interested in more information about Equitable High Interest Savings Accounts, speak to a Financial Advisor for more details or call our team at 1-844-235-2000.

Equitable Bank and Equitable Trust are each members of the CDIC.

Enjoy the freedom to access U.S. dollars (USD) whenever they’re needed – and put idle money to work.

With Equitable U.S. HISA1, you can enhance your savings through our competitive rates, knowing it is secure, accessible, and earning you a return.

Equitable Bank (EQB) and its wholly owned subsidiary, Equitable Trust (ETR), are both CDIC member institutions, so now you can benefit from our competitive rates through two issuers, with further assurance your savings are earning interest – safe and sound.

Learn more about Equitable U.S. HISA

Never leave cash earning zero

hand and money icon white

Earnings growth

Competitive USD interest rates

snapping fingers white

Easy liquidity

At hand when and where needed – no locked-in periods or maturity dates

Arrows icon white

Total flexibility

For non-registered and registered plans, with an unlimited number of withdrawals and deposits

key icon white

Broad access

Available through investment dealers on the Fundserv Inc. network, in either personal or corporate series

Our Equitable U.S. HISA would be ideal as:

  • An effective cash management solution for globally diversified portfolios
  • A preferred destination for U.S. dollar investments and savings
  • An alternative to low-yield products in the current environment
  • A risk mitigation tool that ensures stability and earnings growth

Are you ready?

Speak to your Financial Advisor for more information or contact us to learn more.

The right strategy if you want to save – and invest – with U.S. dollars.

Product features

HISA Product features
Product name
  • Equitable U.S. High Interest Savings Account Series [A]
  • Equitable U.S. High Interest Savings Account Series [F]
Investment type USD high interest savings account
Issuer Equitable Bank or Equitable Trust
CDIC eligibility Yes1
Account eligibility For Canadian residents only
Minimum $5002
Maximum $250,0002
Registration Nominee accounts only
Currency U.S. dollars
Transactions Transactions available through Fundserv Inc., with unlimited number of deposits or withdrawals
Settlement T+1 (daily transaction closing time is 4:00pm ET)
Fees None2
Interest rates Calculated daily on the closing balance, and paid monthly as reinvested distributions

Personal series

Legal entity EQB ETR Interest rate3
Series A EQB1100 ETR1100 4.15%
Series F EQB1101 ETR1101 4.30%

Corporate series

Legal entity EQB ETR Interest rate3
Series A EQB1102 ETR1102 4.15%
Series F EQB1103 ETR1103 4.25%

Find out more about opening an Equitable U.S. HISA by accessing the resources below, or speak to your Financial Advisor for help on how to find a solution to achieve your goals:

Equitable U.S. HISA Product Sheet

As Canada’s Challenger Bank™, we offer a diverse suite of residential lending, commercial lending, and savings solutions, including high-interest savings products and GICs.

Contact us

If you are interested in more information about Equitable U.S. High Interest Savings Accounts, speak to a Financial Advisor for more details or call our team at 1-844-235-2000.

Equitable Bank and Equitable Trust are each members of the CDIC.