Diversify your portfolio and grow your savings with Equitable HISA1. Equitable Bank (EQB) and its wholly owned subsidiary, Equitable Trust (ETR), are both CDIC member institutions, so now you can benefit from our competitive rates through two issuers, with further assurance your savings are earning interest – safe and sound. Learn more about Equitable HISA Never leave cash earning zero Earnings growth A portfolio diversifier with competitive rates and no fees Added security Eligible for deposit insurance coverage by CDIC (up to $100,000 per insured category)1 Easy liquidity At hand when and where needed – no locked-in periods or maturity dates Total flexibility For non-registered and registered plans, with an unlimited number of withdrawals and deposits Broad access Available through investment dealers on the Fundserv Inc. network, in either personal or corporate series Our Equitable High Interest Savings Account would be ideal as: An effective cash management solution for balanced portfolios An alternative to low-yield products in the current environment A risk mitigation tool that ensures stability and earnings growth Are you ready? Speak to your Financial Advisor for more information or contact us to learn more. The right strategy if you want to save more, earn more – and gain more security. Product features HISA Product features Product name Equitable High Interest Savings Account Series [A] Equitable High Interest Savings Account Series [F] Investment type High interest savings account Issuer Equitable Bank or Equitable Trust CDIC eligibility Yes1 Account eligibility For Canadian residents only Minimum $5003 Maximum $500,0003 Registration Nominee accounts only Currency Canadian dollars Transactions Available through Fundserv Inc., with unlimited number of deposits or withdrawals Settlement T+1 (daily transaction closing time is 4:00pm ET) Fees None3 Interest rates Calculated daily on the closing balance, and paid monthly as reinvested distributions Personal series Legal entity EQB ETR Interest rate2 Series A EQB1000 ETR1000 0.55% Series F EQB1001 ETR1001 0.70% Corporate series Legal entity EQB ETR Interest rate2 Series A EQB1002 ETR1002 0.45% Series F EQB1003 ETR1003 0.55% Personal series Legal entity EQB ETR Interest rate2 Series A EQB1000 ETR1000 2.90% Series F EQB1001 ETR1001 3.05% Corporate series Legal entity EQB ETR Interest rate2 Series A EQB1002 ETR1002 2.80% Series F EQB1003 ETR1003 2.90% Find out more about opening an Equitable High Interest Savings Account by accessing the resources below, or speak to your Financial Advisor for help on how to find a solution to achieve your goals: Review the Equitable HISA Product Sheet and CDIC Insurance Information Canadian Historical Rates DatePersonalSeries APersonal Series FCommercial Series ACommercial Series FMarch 10, 20220.55%0.70%0.45%0.55%April 7, 20210.40%0.55%0.35%0.45%February 5, 20210.35%0.50%0.30%0.40%January 4, 20210.30%0.45%0.25%0.35%October 1, 20200.25%0.50%0.25%0.35%September 15, 20200.30%0.55%0.30%0.40%August 18, 20200.35%0.60%0.35%0.45%May 22, 20200.40%0.65%0.40%0.50%April 22, 20200.50%0.75%0.50%0.60%March 9, 20201.15%1.40%1.00%1.10%January 2, 20191.60%1.85%1.45%1.55%November 5, 20181.60%1.85%--July 18, 20181.35%1.60%--March 20, 20181.10%1.35%--January 23, 20181.15%1.40%--January 8, 20181.00%1.25%--October 23, 2017 1.10% 1.35%--April 27, 20171.50%1.75%--April 26, 20171.00%1.25%--October 3, 20160.90%1.15%--February 1, 20161.05%1.30%--July 23, 20151.30%1.55%--March 4, 20151.45%1.70%--September 24, 20131.50%1.75%--Canadian Historical RatesEffective January 6th, 2020, the EQB100 series funds have been closed and replaced with the EQB1000 series funds. HISA Rates are subject to change. Canadian Historical Rates DatePersonalSeries APersonal Series FCommercial Series ACommercial Series FDecember 13, 20242.90%3.05%2.80%2.90%October 24, 20243.40%3.55%3.30%3.40%September 6, 2024 3.90%4.05%3.80%3.90%July 29, 20244.15%4.30%4.05%4.15%June 10, 20244.40%4.55%4.30%4.40%August 3, 2023 4.65% 4.80% 4.55% 4.65%June 27, 20234.45%4.60%4.35%4.45%February 10, 20234.20%4.35% 4.10% 4.20% January 12, 20233.95%4.10% 3.85% 3.95% December 14, 20223.85%4.00% 3.85% 3.95% October 31, 2022 3.30%3.45% 3.30% 3.40% Sept 22, 20222.95%3.10% 2.95% 3.05% July 27, 2022 2.30%2.45% 2.30% 2.40% July 19, 20221.90%2.05% 1.90% 2.00% June 16, 20221.30%1.45%1.25%1.35%June 9, 20221.00%1.15%1.00%1.10%April 22, 20220.90%1.05%0.90%1.00% April 14, 20220.70%0.85%0.70%0.80%March 10, 20220.55%0.70%0.45%0.55%April 7, 20210.40%0.55%0.35%0.45%February 5, 20210.35%0.50%0.30%0.40%January 4, 20210.30%0.45%0.25%0.35%October 1, 20200.25%0.50%0.25%0.35%September 15, 20200.30%0.55%0.30%0.40%August 18, 20200.35%0.60%0.35%0.45%May 22, 20200.40%0.65%0.40%0.50%April 22, 20200.50%0.75%0.50%0.60%March 9, 20201.15%1.40%1.00%1.10%January 2, 20191.60%1.85%1.45%1.55%November 5, 20181.60%1.85%--July 18, 20181.35%1.60%--March 20, 20181.10%1.35%--January 23, 20181.15%1.40%--January 8, 20181.00%1.25%--October 23, 2017 1.10% 1.35%--April 27, 20171.50%1.75%--April 26, 20171.00%1.25%--October 3, 20160.90%1.15%--February 1, 20161.05%1.30%--July 23, 20151.30%1.55%--March 4, 20151.45%1.70%--September 24, 20131.50%1.75%--Canadian Historical RatesEffective January 6th, 2020, the EQB100 series funds have been closed and replaced with the EQB1000 series funds. HISA Rates are subject to change. As Canada’s Challenger Bank™, we offer a diverse suite of residential lending, commercial lending, and savings solutions, including high-interest savings products and GICs. Contact us If you are interested in more information about Equitable High Interest Savings Accounts, speak to a Financial Advisor for more details or call our team at 1-844-235-2000. Equitable Bank and Equitable Trust are each members of the CDIC.
Enjoy the freedom to access U.S. dollars (USD) whenever they’re needed – and put idle money to work. With Equitable U.S. HISA1, you can enhance your savings through our competitive rates, knowing it is secure, accessible, and earning you a return.Equitable Bank (EQB) and its wholly owned subsidiary, Equitable Trust (ETR), are both CDIC member institutions, so now you can benefit from our competitive rates through two issuers, with further assurance your savings are earning interest – safe and sound. Learn more about Equitable U.S. HISA Never leave cash earning zero Earnings growth Competitive USD interest rates Easy liquidity At hand when and where needed – no locked-in periods or maturity dates Total flexibility For non-registered and registered plans, with an unlimited number of withdrawals and deposits Broad access Available through investment dealers on the Fundserv Inc. network, in either personal or corporate series Our Equitable U.S. HISA would be ideal as: An effective cash management solution for globally diversified portfolios A preferred destination for U.S. dollar investments and savings An alternative to low-yield products in the current environment A risk mitigation tool that ensures stability and earnings growth Are you ready? Speak to your Financial Advisor for more information or contact us to learn more. The right strategy if you want to save – and invest – with U.S. dollars. Product features HISA Product features Product name Equitable U.S. High Interest Savings Account Series [A] Equitable U.S. High Interest Savings Account Series [F] Investment type USD high interest savings account Issuer Equitable Bank or Equitable Trust CDIC eligibility Yes1 Account eligibility For Canadian residents only Minimum $5002 Maximum $250,0002 Registration Nominee accounts only Currency U.S. dollars Transactions Transactions available through Fundserv Inc., with unlimited number of deposits or withdrawals Settlement T+1 (daily transaction closing time is 4:00pm ET) Fees None2 Interest rates Calculated daily on the closing balance, and paid monthly as reinvested distributions Personal series Legal entity EQB ETR Interest rate3 Series A EQB1100 ETR1100 3.65% Series F EQB1101 ETR1101 3.80% Corporate series Legal entity EQB ETR Interest rate3 Series A EQB1102 ETR1102 3.65% Series F EQB1103 ETR1103 3.75% Find out more about opening an Equitable U.S. HISA by accessing the resources below, or speak to your Financial Advisor for help on how to find a solution to achieve your goals: Equitable U.S. HISA Product Sheet As Canada’s Challenger Bank™, we offer a diverse suite of residential lending, commercial lending, and savings solutions, including high-interest savings products and GICs. Contact us If you are interested in more information about Equitable U.S. High Interest Savings Accounts, speak to a Financial Advisor for more details or call our team at 1-844-235-2000. Equitable Bank and Equitable Trust are each members of the CDIC.